305 Unit Test Series

Financial system comprises of:

 Financial Institutions and Financial Markets

 Financial Institutions, Financial Market, Financial Instruments and Regulators

 Financial Markets

 Financial Institutions and Markets

Yes, the answer is correct.

 

Feedback:

A financial system is a set of institutions, such as banks, insurance companies, and stock exchanges, that permit the exchange of funds.

Accepted Answers:

Financial Institutions, Financial Market, Financial Instruments and Regulators

 

Financial market includes:

 Money and Capital Market

 Money Market only

 Capital Market only

 Money, Capital and Foreign exchange market

Yes, the answer is correct.

 

Feedback:

Financial markets refer broadly to any marketplace where the trading of securities occurs, including the stock market, bond market, forex market, and derivatives market, among others.

Accepted Answers:

Money, Capital and Foreign exchange market

 

Governing body of stock exchange is constituted as per directives of:

 Government

 Company Law Board

 S.E.B.I.

 R.B.I.

Yes, the answer is correct.

 

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Public Interest directors shall be elected by the Governing Board from amongst the persons in the SEBI constituted panel. A person shall not act as public interest direct on more than one stock exchange simultaneously.

Accepted Answers:

S.E.B.I.

 

The main objective of SEBI is

 Investors' protection

 Controlling the Market Index

 Designig financial products

 Compiliation of data on capital market

Yes, the answer is correct.

 

Feedback:

The primary objective of SEBI is to protect the interest of people in the stock market and provide a healthy environment for them.

Accepted Answers:

Investors' protection

 

The market available to the company for raising the long term requirement of funds is termed as

 Finance Market

 Money Market

 Debt Market

 Capital Market

Yes, the answer is correct.

 

Feedback:

Capital market is a market where buyers and sellers engage in trade of financial securities like bonds, stocks, etc

Accepted Answers:

Capital Market

 

Financial system provides payment system of exchange of goods and services.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

A financial system is a set of institutions, such as banks, that permit the exchange of funds.

Accepted Answers:

TRUE

 

Commercial paper is capital market instrument.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

Commercial paper is a money-market security issued (sold) by large corporations to obtain funds to meet short-term debt obligations (for example, payroll) and is backed only by an issuing bank or company promise to pay the face amount on the maturity date specified on the note.

Accepted Answers:

FALSE

 

A development bank is basically a ____ institution

 consulting

 bill finance

 lease finance

 term lending

Yes, the answer is correct.

 

Feedback:

Term lending institution

Accepted Answers:

term lending

 

________ is not a part of money market.

 Mutual Funds

 RBI

 NBFC

 SEBI

Yes, the answer is correct.

 

Feedback:

SEBI is not a participant in money market. The Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India.

Accepted Answers:

SEBI

 

EXIM Bank sanctions _______ , pre-shipment credit and Export marketing finance

 Supplier’s credit

 Credit cards

 Overdraft

 Cash Credit

Yes, the answer is correct.

 

Feedback:

Supplier's Credit is a structure of financing import into India. In this structure, overseas suppliers or financial institutions outside India provide financing to importer on Libor linked rates against usance letter of credit (LC).J

Accepted Answers:

Supplier’s credit

The balance sheet of the firm shows:

 the profitability of the firm over time

 the holdings and obligations of the firm

 the assets of the firm on a current cost basis

 the receipt and disbursement of corporate funds

Yes, the answer is correct.

 

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A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time.

Accepted Answers:

the holdings and obligations of the firm

 

Which of the following is not a step in the development of the pro forma income statement?

 Establish a sales projection.

 Determine a production schedule and associated expenses to determine gross profit.

 Determine the cash receipts.

 Determine profit by completing the actual pro forma statement.

Yes, the answer is correct.

 

Feedback:

To determine the cash receipts.

Accepted Answers:

Determine the cash receipts.

 

The first step in preparing the pro forma balance sheet is to:

 prepare the pro forma income statement

 prepare the cash budget

 prepare the statement of cash flows

 examine the prior period's balance sheet and translate the items through time

Yes, the answer is correct.

 

Feedback:

To examine the prior period's balance sheet and translate the items through time.

Accepted Answers:

examine the prior period's balance sheet and translate the items through time

 

The least expensive form of financing for the firm is:

 existing common stock

 preferred stock

 debt

 new common stock

Yes, the answer is correct.

 

Feedback:

The least expensive form of financing for the firm is debt.

Accepted Answers:

debt

 

Asset utilization ratios measure the speed at which firm is turning over its assets.

 the speed at which the firm is turning over its assets

 the ability of the firm to earn on adequate return on sales, total assets, and invested capital

 the firm's ability to pay off short term obligations as they are due

 the debt position of the firm in light of its assets and earning power

Yes, the answer is correct.

 

Feedback:

Asset utilization ratios measures

Accepted Answers:

the speed at which the firm is turning over its assets

 

ALM is a coordinated financial management of Balance Sheet

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

Liquidity risk emerges due to the shortage of cash to meet payment obligations.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

In preparing the pro forma balance sheet, all of the following will normally remain unchanged from the prior period except__________.

 accounts receivable

 accounts payable

 long term debt

 common stock

Yes, the answer is correct.

 

Feedback:

Accounts Receivable (AR) is the proceeds or payment which the company will receive from its customers who have purchased its goods & services

Accepted Answers:

accounts receivable

 

__________asset-liability combination would most likely result in the firm's having the greatest risk of technical insolvency?

 Increasing current assets while lowering current liabilities.

 Increasing current assets while incurring more current liabilities.

 Reducing current assets, increasing current liabilities, and reducing long-term debt.

 Replacing short-term debt with equity.

Yes, the answer is correct.

 

Feedback:

To reducing current assets, increasing current liabilities, and reducing long-term debt.

Accepted Answers:

Reducing current assets, increasing current liabilities, and reducing long-term debt.

 

_______varies inversely with profitability.

 Liquidity

 Risk

 Blue

 FALSE

Yes, the answer is correct.

 

Feedback:

Liquidity varies inversely with profitability.

Accepted Answers:

Liquidity

Du Pont Analysis deals with

 Analysis of current assets

 Analysis of profits

 Capital budgeting

 Analysis of fixed assets

Yes, the answer is correct.

 

Feedback:

A DuPont analysis is used to evaluate the component parts of a company's return on equity (ROE).

Accepted Answers:

Analysis of current assets

 

In 'Percentage of Sales' method of preparation of Projected Financial Statements, the Operating Expenses should be projected on the basis of

 % of Profit before tax

 % of Cost of goods Sold

 % of Gross Profit

 % of Sales

Yes, the answer is correct.

 

Feedback:

The percent of sales method is a financial forecasting model in which all of a business's accounts — financial line items like costs of goods sold, inventory, and cash — are calculated as a percentage of sales.

Accepted Answers:

% of Profit before tax

 

Sensitivity analysis is a study of

 Comparison of profit and loss

 Comparison of assets and liabilities

 Change in output due to change in input

 Economics of cost and benefits of the project

Yes, the answer is correct.

 

Feedback:

Sensitivity analysis is the study of how the uncertainty in the output of a mathematical model or system (numerical or otherwise) can be divided and allocated to different sources of uncertainty in its inputs.

Accepted Answers:

Change in output due to change in input

 

In order to determine cash receipts, the financial manager must know:

 projected sales and the profit margin

 gross profit and the collection pattern

 gross profit and taxes

 Economics of cost and benefits of the project

Yes, the answer is correct.

 

Feedback:

Projected sales and the collection pattern.

Accepted Answers:

projected sales and the profit margin

 

Which one of the following items is not a tool used for financial analysis?

 Comparative Statements

 Ratio analysis

 Common size statements

 Statement of dividend distribution

Yes, the answer is correct.

 

Feedback:

Cash or stock dividends distributed to shareholders are not recorded as an expense on a company's income statement. Instead, dividends impact the shareholders' equity section of the balance sheet.

Accepted Answers:

Statement of dividend distribution

 

A company's current liabilities decreased from Rs 8,00,000 to Rs 3,00,000. Whats is the percentage of change.

 25%

 33.3%

 20%

 40%

Yes, the answer is correct.

 

Feedback:

25%

Accepted Answers:

25%

 

When all the figures in a balance sheet are stated as percentage of the total, it is termed as horizontal analysis.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

When ratios of previous years are compared with current years, they are called trend ratios.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

In ______ figures of two or more periods are placed side by side to facilitate easy and meaningful comparisons.

 Common‐size statement analysis

 Comparative statement analysis

 Trend percentage analysis

 Ratio analysis

Yes, the answer is correct.

 

Feedback:

Preparing Comparative Financial Statements is the most commonly used technique for analyzing financial statements. This technique determines the profitability and financial position of a business by comparing financial statements for two or more time periods.

Accepted Answers:

Comparative statement analysis

 

In common size balance sheet analysis, the _______ are taken as cent percent.

 Total assets

 Fixed assets

 Total capital

 Total ratios

Yes, the answer is correct.

 

Feedback:

A common size balance sheet is a balance sheet that displays both the numeric value and relative percentage for total assets, total liabilities, and equity accounts.

Accepted Answers:

Total assets

Information that is used by investors for forecasting future earnings is documented in

 Annual report

 Five years report

 Exchange report

 Stock report

Yes, the answer is correct.

 

Feedback:

An information uses by investors for expecting future earnings is all recorded in annual report.

Accepted Answers:

Annual report

 

All direct & indirect expenses related to business are charged-

 Profit and loss account

 Trading account

 Trading account Profit and Loss account

 Directly to Balance sheet

Yes, the answer is correct.

 

Feedback:

Indirect expenses that are not directly associated but related to the business are to be charged to the profit & loss account to know the net profit.

Accepted Answers:

Trading account Profit and Loss account

 

In cash flows, when a firm invests in fixed assets and short-term financial investments results in

 Increased Equity

 Increased Liabilities

 Decreased Cash

 Increased Cash

Yes, the answer is correct.

 

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In a statement of cash flows, a company investing in short-term financial investments and in fixed assets results in decreased cash.

Accepted Answers:

Decreased Cash

 

The statement of cash flow clarifies cash flows according to

 Operating and Non-operating Flows

 Inflow and Outflow

 Investing and Non-operating Flows

 Investing and Non-operating Flows

Yes, the answer is correct.

 

Feedback:

Investing and non-operating flows

Accepted Answers:

Investing and Non-operating Flows

 

Which of the following best describes a trial balance?

 It is a list of balances on the books

 It is a special account

 Shows the financial position of a business

 Shows all the entries in the books

Yes, the answer is correct.

 

Feedback:

trial balance is a list of all the general ledger accounts (both revenue and capital) contained in the ledger of a business.

Accepted Answers:

It is a list of balances on the books

 

Facts and figures presented in financial statements may be affected by personal bias.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

FALSE

Accepted Answers:

FALSE

 

Financial statement analysis is an important means of assessing past performance and planning future performance.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

It is an important means of assessing past performance and in forecasting and planning future performance.

Accepted Answers:

TRUE

 

The analysis of actual movement of money inflow and outflow in an organisation is called——————— analysis.

 fund flow

 Cash flow

 Stock flow

 Goods flow

Yes, the answer is correct.

 

Feedback:

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business

Accepted Answers:

Cash flow

 

The projected financial Statements depict the future business plan in________terms.

 Quantitative

 Qualitative

 Ratio

 comparative

Yes, the answer is correct.

 

Feedback:

The projected financial Statements depict the future business plan in quantitative terms.

Accepted Answers:

Quantitative

 

In projection of statements Average Credit Period on Sales is considered for _______days.

 20

 15

 10

 25

Yes, the answer is correct.

 

Feedback:

15 days.

Accepted Answers:

15

A contract between a buyer and a seller entered into today regarding a transaction to be fulfilled at a future point in time is called

 Fixed contract

 Derivative contract

 Forward contract

 Future contract

Yes, the answer is correct.

 

Feedback:

A derivative is a contract between two or more parties whose value is based on an agreed-upon underlying financial asset, index or security.

Accepted Answers:

Derivative contract

 

Over the life of the derivative contract, the value of the derivative

 fluctuates with the price of the so-called “underlying” of the contract

 Decreases

 Increasess

 Remain unchanged

Yes, the answer is correct.

 

Feedback:

A futures contract, for example, is a derivative because its value is affected by the performance of the underlying asset.

Accepted Answers:

fluctuates with the price of the so-called “underlying” of the contract

 

In India, NIFTY and SENSEX are calculated on the basis of

 Market capitalization

 Paid up capital

 Free float capitalization

 Authorized share capital

Yes, the answer is correct.

 

Feedback:

The Index is determined on a daily basis by taking into consideration the current market value divided by base market capital and then multiplied by the Base Index Value of 1000.

Accepted Answers:

Free float capitalization

 

Which of the following derivative is not traded on Indian Stock Market?

 Index options

 Stock futures

 Index futures

 Forward rate agreements

Yes, the answer is correct.

 

Feedback:

Forward Rate Agreements (FRA's) are similar to forward contracts where one party agrees to borrow or lend a certain amount of money at a fixed rate on a pre-specified future date.

Accepted Answers:

Forward rate agreements

 

Spot exchange rate is the rate of exchange between two currencies.

 For immediate delivery

 For future delivery

 For delivery at a particular spot in future

 To hedge the transaction

Yes, the answer is correct.

 

Feedback:

Spot exchange rate (or FX spot) is the current rate of exchange between two currencies. It is the rate at which the currencies can be exchanged immediately.

Accepted Answers:

For immediate delivery

 

Before expiry date, the time value of a call option is

 Strike price - Spot price

 Spot price - Striker price

 market premium - Intrinsic value

 Intrinsic value

Yes, the answer is correct.

 

Feedback:

As an equation, time value is expressed as Option Premium - Intrinsic Value = Time Value.

Accepted Answers:

market premium - Intrinsic value

 

When you expect prices to rise, then you take a short position by selling Puts. You are bullish.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

When you expect prices to fall, then you take a long position by buying Put Options. You are bearish.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

______option not available in India?

 Index

 Index future

 Commodity

 Commodity futures

Yes, the answer is correct.

 

Feedback:

As per current regulatory norms, only European style commodity options are available in India at present.

Accepted Answers:

Commodity

 

The price of underlying asset is added into intrinsic value of option to calculate_______.

 forward price of option

 exercise price of option

 book value of option

 spot price of option

Yes, the answer is correct.

 

Feedback:

The price of underlying asset is added into intrinsic value of option to calculate

Accepted Answers:

exercise price of option

Share application and allotment account is a:

 Personal account

 Real account

 Nominal account

 broker account

Yes, the answer is correct.

 

Feedback:

Share Application or share allotment or Share capital A/c all are personal accounts as they represent money from the shareholders and when money is due, these are to be debited because of the rule "Debit the receiver".

Accepted Answers:

Personal account

 

Which of the following capital is not shown in company's balance sheet?

 Authorised capital

 Issued and subscribed capital

 Called up and paid capital

 Reserve capital

Yes, the answer is correct.

 

Feedback:

Reserve capital is not shown in company's balance sheet.

Accepted Answers:

Reserve capital

 

Government securities are issued through following place.

 Public debt office

 SEBI

 DFHI

 Stock exchange

Yes, the answer is correct.

 

Feedback:

Government securities are issued through public debt office.

Accepted Answers:

Public debt office

 

ESOP stands for:

 Employers Stock Option Plan

 Employees Stock Option Plan

 Employees Stock Option Premium

 Employees Stock Ownership Plan

Yes, the answer is correct.

 

Feedback:

Employees Stock Option Plan

Accepted Answers:

Employees Stock Option Plan

 

Book building is managed by the:

 Lead manager

 Register and booked runner

 Registrar

 Book runner and lead manager

Yes, the answer is correct.

 

Feedback:

The book building process helps determine the value of the security. Once a company determines it wants to have an IPO, it will then contact a bookrunner or a lead manager.

Accepted Answers:

Lead manager

 

Securities premium once received cannot be cancelled.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

Only sweat equity shares can be issued at discount.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

'Sweat equity shares' are such equity shares, which are issued by a Company to its directors or employees at a discount or for consideration, other than cash, for providing their know-how or making available rights in the nature of intellectual property rights or value additions, by whatever name called.

Accepted Answers:

TRUE

 

_______is the process of admitting securities for trading on a recognized stock exchange.

 Issuing

 Investing

 Listing

 circuit breaker

Yes, the answer is correct.

 

Feedback:

Listing is the process of admitting securities for trading on a recognized stock exchange

Accepted Answers:

Issuing

 

Equity shares and preference shares are ownership securities, also known as_________.

 Debt capital

 Capital stock

 Fixed capital

 Capital issue

Yes, the answer is correct.

 

Feedback:

Capital stock is the amount of common and preferred shares that a company is authorized to issue—recorded on the balance sheet under shareholders' equity.

Accepted Answers:

Capital stock

 

___________are equity shares issued by the company to employees or directors at a discount or for consideration other than cash.

 Derivatives

 Securitized instruments

 Fixed capital

 detachable warrants

Yes, the answer is correct.

 

Feedback:

'Sweat equity shares' are such equity shares, which are issued by a Company to its directors or employees at a discount or for consideration, other than cash, for providing their know-how or making available rights in the nature of intellectual property rights or value additions, by whatever name called.

Accepted Answers:

Fixed capital

Measuring the weighted-average maturity of a fixed income instrument stated in present value terms is known as:

 The correlation coefficient.

 Bond duration

 Net present value

 An inverse yield gap

Yes, the answer is correct.

 

Feedback:

Duration is an approximate measure of a bond's price sensitivity to changes in interest rates.

Accepted Answers:

Bond duration

 

The expenditure incurred on fixed assets are expected to give return over

 One year

 Two year

 A number of years

 Five years

Yes, the answer is correct.

 

Feedback:

An expenditure incurred relating to fixed asset resulting in increase in capacity of the asset should be added to the gross book value of asset.

Accepted Answers:

A number of years

 

A company having ample stock of liquid current assets will require

 More amount of working capital

 Lesser amount of working capital

 Adequate amount of working capital

 No working capital required

Yes, the answer is correct.

 

Feedback:

A company having ample stock of liquid current assets will require more amount of working capital.

Accepted Answers:

More amount of working capital

 

Deposit schemes of Banks can be grouped into given no of categories.

 three

 Two year

 four

 five

Yes, the answer is correct.

 

Feedback:

Deposit schemes of Banks can be grouped into 3 categories.

Accepted Answers:

three

Short-term gains are covered under which section of Income Tax Act.

 80C

 80A

 111A

 111B

Yes, the answer is correct.

 

Feedback:

Section 111A is applicable in case of STCG arising on transfer of equity shares or units of equity oriented mutual-funds (*) or units of business trust, which are transferred on or after 1-10-2004 through a recognised stock exchange and such transaction is liable to securities transaction tax (STT).

Accepted Answers:

111A

Real estate does not includes Land, House property, Office premises etc.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

Real estate is property consisting of land and the buildings on it, along with its natural resources such as crops, minerals or water.

Accepted Answers:

FALSE

80C came into force with effect from 1st April, 2006.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

Section 80C of the Income Tax Act came into effect on 1 April 2006

Accepted Answers:

TRUE

Equity Linked Saving Scheme is an ____ equity growth scheme that is offered by mutual funds.

 close-ended

 open-ended

 Can't say

 not defined

Yes, the answer is correct.

 

Feedback:

Equity Linked Saving Scheme or ELSS is a type of mutual fund scheme that primarily invests in the stock market or Equity.

Accepted Answers:

open-ended

The advantages of mutual fund are _______, transparency, liquidity, safety, professional management and economy of scale.

 diversion

 diversification

 revision

 loss

Yes, the answer is correct.

 

Feedback:

Diversification.

Accepted Answers:

diversification

ELSS stands for ____

 Equity Linked Savings Scheme

 Equity Link Savings Scheme

 Equity Linked Saved Scheme

 None of these

Yes, the answer is correct.

 

Feedback:

Equity Linked Savings Scheme

Accepted Answers:

Equity Linked Savings Scheme

What is the value of the firm usually based on?

 The value of debt and equity.

 The value of equity.

 The value of debt.

 The value of assets plus liabilities.

Yes, the answer is correct.

 

Feedback:

The value of equity.

Accepted Answers:

The value of equity.

 

Which of the following defines the market to book value?

 The ratio of stock market valuation divided by the value of its NAV.

 The ratio of NAV value divided by stock market valuation.

 The market value of tangible assets divided by the book value of tangible assets.

 The market value of intangible assets divided by the book value of intangible assets.

Yes, the answer is correct.

 

Feedback:

The ratio of stock market valuation divided by the value of its NAV.

Accepted Answers:

The ratio of stock market valuation divided by the value of its NAV.

 

Different Concepts of Values does NOT includes:

 Market Value

 Replacement Value

 Liquidation Value

 Chapter Value

Yes, the answer is correct.

 

Feedback:

Chapter Value

Accepted Answers:

Chapter Value

 

Unlisted company can be valued at

 Net asset Method

 Market value method

 Both of them

 None of them

Yes, the answer is correct.

 

Feedback:

The adjusted net asset method is a business valuation technique that changes the stated values of a company's assets and liabilities to reflect its estimated current fair market values better.

Accepted Answers:

Net asset Method

 

Which of the following valuation methods is based on “Going concern concept”.

 Market value method

 Book value method

 Liquidation method

 Salvage value method

Yes, the answer is correct.

 

Feedback:

The book value method is a technique for recording the conversion of a bond into stock. In essence, the book value at which the bonds were recorded on the books of the issuer is shifted to the applicable equity account.

Accepted Answers:

Book value method

 

CAPM stands for Capital Asset Pricing Model.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

Capital Asset Pricing Model.

Accepted Answers:

TRUE

 

Cost of capital can be defined as "the rate at which an organisation must pay to the suppliers of capital for the use of their funds".

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

Cost of capital is the required return necessary to make a capital budgeting project, such as building a new factory, worthwhile. ... It refers to the cost of equity if the business is financed solely through equity, or to the cost of debt if it is financed solely through debt.

Accepted Answers:

TRUE

 

In Earning based approach, __________ is taken as a base for valuation of business.

 Profit Before tax

 Loss Before tax

 Expected Rate of return

 Enterprise Value

Yes, the answer is correct.

 

Feedback:

Business value under this approach is based on the present value of future cash flows of one's business.

Accepted Answers:

Profit Before tax

 

Enterprise Value = Profit Before Interest and Tax __ Weighted average cost of capital

 Sum of

 Difference of

 Multiply of

 Division of

Yes, the answer is correct.

 

Feedback:

Division

Accepted Answers:

Division of

 

Liquidation method is normally followed when a company is in _________ and does not want to continue the business.

 continuous loss

 continuous profit

 None of these

 Can't say

Yes, the answer is correct.

 

Feedback:

The liquidation approach is a method of business valuation. It measures the total worth of a company's physical assets that could potentially be sold if it were to be liquidated in the immediate future rather than run as a going concern.

Accepted Answers:

continuous loss

The restructuring of a corporation should be undertaken if

 the restructuring can prevent an unwanted takeover.

 the restructuring is expected to create value for shareholders.

 the restructuring is expected to increase the firm's revenue.

 the interests of bondholders are not negatively affected.

Yes, the answer is correct.

 

Feedback:

the restructuring is expected to create value for shareholders.

Accepted Answers:

the restructuring can prevent an unwanted takeover.

 

In the long run, a successful acquisition is one that:

 enables the acquirer to make an all-equity purchase, thereby avoiding additional financial leverage.

 enables the acquirer to diversify its asset base.

 increases the market price of the acquirer's stock over what it would have been without the acquisition.

 increases financial leverage.

Yes, the answer is correct.

 

Feedback:

increases the market price of the acquirer's stock over what it would have been without the acquisition.

Accepted Answers:

increases the market price of the acquirer's stock over what it would have been without the acquisition.

 

Vertical mergers are those in which the participants are

 in the same industry

 in different industries

 in different phases of the value chain

 In differenct sectors

Yes, the answer is correct.

 

Feedback:

A vertical merger is the merger of two or more companies that provide different supply chain functions for a common good or service.

Accepted Answers:

in different phases of the value chain

 

The public sale of common stock in a subsidiary in which the parent usually retains majority control is called

 A pure play

 A spin-off

 A partial sell-off

 An equity carve-out

Yes, the answer is correct.

 

Feedback:

In an equity carve-out, a business sells shares in a business unit. The ultimate goal of the company may be to fully divest its interests, but this may not be for several years.

Accepted Answers:

An equity carve-out

 

A convertible bond value is not dependent on

 the time up to conversion

 the current conversion value

 earnings per share

 the straight bond value

Yes, the answer is correct.

 

Feedback:

To accomplish convertible bond valuations, investors may rely on the following formula: Value of convertible bond = independent value of straight bond + independent value of conversion option.

Accepted Answers:

earnings per share

 

Takeover pre-bid defences do not include

 golden parachute

 poison pill

 revised profit forecast

 mutual shareholdings

Yes, the answer is correct.

 

Feedback:

Revised profit forecast

Accepted Answers:

revised profit forecast

 

Joint ventures are usually more profitable than mergers or acquisitions.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

FALSE

Accepted Answers:

FALSE

 

A horizontal merger occurs between firms at different stages of the value chain.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

FALSE

Accepted Answers:

FALSE

 

______is not the common motives for a merger or acquisition.

 operating synergy

 financial synergy

 raising the cost of capital

 buying undervalued assets

Yes, the answer is correct.

 

Feedback:

raising the cost of capital is not the common motives for a merger or acquisition.

Accepted Answers:

raising the cost of capital

 

The breaking up of large companies or monopolies is called ______

 merger

 spin-off

 demerger

 trust busting

Yes, the answer is correct.

 

Feedback:

The breaking up of large companies or monopolies is called demerger.

Accepted Answers:

demerger

The amount of permanent short-term debt, long-term debt, preferred stock, and common stock used to finance a firm defines the firm's:

 financial structure

 capital structure

 target capital structure

 optimal financial structure

Yes, the answer is correct.

 

Feedback:

Capital structure in corporate finance is the way a corporation finances its assets through some combination of equity, debt, or hybrid securities.

Accepted Answers:

capital structure

 

A critical assumption of the net operating income (NOI) approach to valuation is:

 that debt and equity levels remain unchanged.

 that dividends increase at a constant rate.

 that ko remains constant regardless of changes in leverage.

 that interest expense and taxes are included in the calculation.

Yes, the answer is correct.

 

Feedback:

A critical assumption of the net operating income (NOI) approach to valuation is: that debt and equity levels remain unchanged. that dividends increase at a constant rate.

Accepted Answers:

that ko remains constant regardless of changes in leverage.

 

A firm's optimal capital structure:

 A firm's optimal capital structure:

 exists when the debt-equity ratio is .50.

 is the debt-equity ratio that exists at the point where the firm's weighted after tax cost of debt is minimized.

 is the debt-equity ratio that results in the lowest possible weighted average cost of capital.

Yes, the answer is correct.

 

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The optimal capital structure of a firm is the best mix of debt and equity financing that maximizes a company's market value while minimizing its cost of capital

Accepted Answers:

is the debt-equity ratio that results in the lowest possible weighted average cost of capital.

 

The term "capital structure" refers to:

 long-term debt, preferred stock, and common stock equity.

 current assets and current liabilities.

 total assets minus liabilities.

 shareholders' equity.

Yes, the answer is correct.

 

Feedback:

The capital structure is the particular combination of debt and equity used by a company to finance its overall operations and growth.

Accepted Answers:

long-term debt, preferred stock, and common stock equity.

 

Two firms that are virtually identical except for their capital structure are selling in the market at different values. According to M&M

 one will be at greater risk of bankruptcy

 the firm with greater financial leverage will have the higher value.

 this proves that markets cannot be efficient

 this will not continue because arbitrage will eventually cause the firms to sell at the same value.

Yes, the answer is correct.

 

Feedback:

The Modigliani-Miller theorem (M&M) states that the market value of a company is correctly calculated as the present value of its future earnings and its underlying assets, and is independent of its capital structure

Accepted Answers:

this will not continue because arbitrage will eventually cause the firms to sell at the same value.

 

Cost theory of capitalisation considers the amount of capitalisation on the basis of cost of various assets required to set up the organisation.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

This theory is focused on the cost of acquiring assets. The total value of capitalization under the Cost Theory is the sum total of costs of acquiring both fixed and current assets.

Accepted Answers:

TRUE

 

overcapitalisation means existence of excess capital as compared to the level of activity and requirements.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

Overcapitalization occurs when a company has issued more in debt and equity than its assets are worth.

Accepted Answers:

TRUE

 

The cost of capital for a firm_____when we allow for taxes, bankruptcy, and agency costs.

 remains constant with increasing levels of financial leverage

 first declines and then ultimately rises with increasing levels of financial leverage.

 increases with increasing levels of financial leverage.

 decreases with increasing levels of financial leverage.

Yes, the answer is correct.

 

Feedback:

First declines and then ultimately rises with increasing levels of financial leverage.

Accepted Answers:

first declines and then ultimately rises with increasing levels of financial leverage.

 

_______of a firm refers to the composition of its long-term funds and its capital structure.

 Capitalisation

 Over-capitalisation

 Under-capitalisation

 Under-capitalisation

Yes, the answer is correct.

 

Feedback:

Capitalization of a firm refers to the composition of its long-term funds and its capital structure

Accepted Answers:

Capitalisation

 

In _______________ approach, the capital structure decision is relevant to the valuation of the firm

 Net income

 Net operating income

 Traditional

 Miller and Modigliani

Yes, the answer is correct.

 

Feedback:

Net Income Approach suggests that value of the firm can be increased by decreasing the overall cost of capital (WACC) through higher debt proportion.

Accepted Answers:

Net income

Forms of business combinations include:

 Mergers

 Consolidations

 Holding companies and consolidations

 mergers, consolidations and holding companies

Yes, the answer is correct.

 

Feedback:

It includes mergers, consolidations and holding companies

Accepted Answers:

mergers, consolidations and holding companies

 

Which one of the following statements concerning financial leverage is correct?

 The benefits of leverage are unaffected by changes in a firm's earnings before interest and taxes.

 A firm employing leverage will always have a higher earnings per share than a firm which does not employ leverage.

 If a firm employs financial leverage, the shareholders will be exposed to greater risk.

 The earnings per share remain constant even when an all-equity firm switches to a debt-equity ratio of .4.

Yes, the answer is correct.

 

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The use of financial leverage to control a greater amount of assets (by borrowing money) will cause the returns on the owner's cash investment to be amplified.

Accepted Answers:

If a firm employs financial leverage, the shareholders will be exposed to greater risk.

 

Causes for NPA Due to Borrower includes:

 Inexperienced and untrained Promoters/Management

 Redtapism (delay), Untimely finance

 Announcement of loan waiver scheme by the Govt.

 Unfavourable market conditions

Yes, the answer is correct.

 

Feedback:

Inexperienced and untrained Promoters/Management

Accepted Answers:

Inexperienced and untrained Promoters/Management

 

What is a business organizational model that involves the large-scale outsourcing of business functions?

 Virtual corporations

 Joint venture

 Corporate liquidation

 Equity carve-out

Yes, the answer is correct.

 

Feedback:

The term virtual corporation is used to describe a network of. independent firms that join together, often temporarily, to. produce a service or product.

Accepted Answers:

Virtual corporations

 

This merger refers to two to two firms operating in same industry or producing ideal products combining together.

 Horizontal

 Vertical

 Conglomerate

 Concentric

Yes, the answer is correct.

 

Feedback:

A horizontal merger is a merger or business consolidation that occurs between firms that operate in the same industry.

Accepted Answers:

Horizontal

 

Debt capital means borrowed capital.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

The revenue generated may be far greater than the projected revenue in the business plan.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

FALSE

Accepted Answers:

FALSE

 

The restructuring of a firm should be undertaken if _______

 the restructuring is expected to create value for shareholders

 the restructuring is expected to increase earnings per share (EPS) next year

 the restructuring is expected to increase the firm's market share power within the industry

 the restructuring is expected to increase the firm's market share power within the industry

Yes, the answer is correct.

 

Feedback:

The restructuring of a firm should be undertaken if the restructuring is expected to create value for shareholders.

Accepted Answers:

the restructuring is expected to create value for shareholders

 

A reason suggested by the authors for a divestiture, such as a sell-off or spin-off, is _______

 Synergy

 Reverse synergy

 Hubris

 Economies of scale

Yes, the answer is correct.

 

Feedback:

A reason suggested by the authors for a divestiture, such as a sell-off or spin-off, is to create synergy.

Accepted Answers:

Reverse synergy

 

Economies of scale, market share dominance, and technological advances are reasons most likely to be offered to justify a _____

 Financial acquistion

 strategic acquisition

 divestiture

 divestiture

Yes, the answer is correct.

 

Feedback:

Economies of scale, market share dominance, and technological advances are reasons most likely to be offered to justify a strategic acquistion.

Accepted Answers:

strategic acquisition

All definitions of Corporate Social Responsibility recognize that:

 companies have a responsibility for their impact on society and environment.

 the natural environment should be the main focus of CSR activities.

 business ethics is a complex issue.

 companies must pay equal attention to business ethics and sustainability.

Yes, the answer is correct.

 

Feedback:

Companies have a responsibility for their impact on society and environment.

Accepted Answers:

companies have a responsibility for their impact on society and environment.

 

CSR stands for :

 Corporation Social Responsibility

 Corporate Social Responsibility

 Corporate Social Resonance

 Cooperation Social Responsibility

Yes, the answer is correct.

 

Feedback:

Corporate Social Responsibility

Accepted Answers:

Corporate Social Responsibility

 

What is not a characteristic of a corporate social responsibility framework?

 Retaining the status quo

 Understanding society

 Harnessing diversity

 Building capacity

Yes, the answer is correct.

 

Feedback:

To retain the status quo.

Accepted Answers:

Retaining the status quo

 

Which is not a characteristic of corporate social responsibility?

 Product safety

 Consumer rights

 Environmental policies

 Price-fixing

Yes, the answer is correct.

 

Feedback:

Price fixing is not a characteristic of CSR.

Accepted Answers:

Price-fixing

 

Which of the following is an example of an area where business ethics apply?

 Conduct of international operations

 In the personal life of staff

 Nowhere

 None of these

Yes, the answer is correct.

 

Feedback:

To Conduct of international operations.

Accepted Answers:

Conduct of international operations

 

Companies intuitively know how to communicate effectively to stakeholders during and after a disaster.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

FALSE

Accepted Answers:

FALSE

 

Minimal social responsibility focuses on contractual stakeholders and mainly takes economic and legal considerations into account.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

_____the greater will be its social prestige.

 The more advertisement business unit will do

 The more advertisement business unit will do

 The more effectively a business unit caters to the needs of society

 The more profit a business unit will earn

Yes, the answer is correct.

 

Feedback:

The more effectively a business unit caters to the needs of society

Accepted Answers:

The more effectively a business unit caters to the needs of society

 

Who said that the "only one social responsibility of business is to increase profits"?

 Edward Freeman

 Milton Friedman

 Milton Friedman

 Michael Freeman

Yes, the answer is correct.

 

Feedback:

Milton Friedman

Accepted Answers:

Milton Friedman

 

What is Ethics to do with?

 Nothing

 Right or wrong

 The wider community

 Business

Yes, the answer is correct.

 

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At its simplest, ethics is a system of moral principles. They affect how people make decisions and lead their lives. Ethics is concerned with what is good for individuals and society and is also described as moral philosophy.

Accepted Answers:

Right or wrong

Which of the following statements regarding institutional shareholders is correct?

 These shareholders have extensive power to monitor the activities of the company.

 These shareholders have extensive power to monitor the activities of the company.

 These shareholders often aim to improve outcomes rather than sell their shareholding

 Institutional shareholders are known to publicly use their voting power to encourage sound corporate governance.

Yes, the answer is correct.

 

Feedback:

These shareholders have extensive power to monitor the activities of the company.

Accepted Answers:

These shareholders have extensive power to monitor the activities of the company.

 

Corporate governance is a form of

 External regulation

 Self regulation

 Government control

 Charitable action

Yes, the answer is correct.

 

Feedback:

Corporate governance is the structure of rules, practices, and processes used to direct and manage a company.

Accepted Answers:

Self regulation

 

Which of the following regarding corporate governance is correct?

 Corporate governance can temper growth.

 Good corporate governance can result in excessive risk-taking.

 Corporate governance often result in prompt and effective decision-making

 The aim of corporate governance is to protect the interests of shareholders and the local economies

Yes, the answer is correct.

 

Feedback:

Corporate governance can temper growth.

Accepted Answers:

Corporate governance can temper growth.

 

The goal of corporate governance and business ethics education is to:

 Teach students their professional accountability and to uphold their personal Integrity to society

 Change the way in which ethics is taught to students.

 Change the way in which ethics is taught to students.

 Increase the workload for accounting students

Yes, the answer is correct.

 

Feedback:

To Create more ethics standards by which corporate professionals must operate

Accepted Answers:

Change the way in which ethics is taught to students.

 

Code of Ethics in Finance does NOT include:

 Provide information which is full, fair, accurate, complete, objective, relevant, timely and understandable, including in and for reports and documents.

 To demote ethical behavior among our associates.

 Avoiding real or clear conflicts of interest in personal and professional relationships.

 Act with honesty and integrity.

Yes, the answer is correct.

 

Feedback:

To demote ethical behavior among our associates.

Accepted Answers:

Avoiding real or clear conflicts of interest in personal and professional relationships.

 

American Institute of Certified Public Accountants (AICPA) developed f divourisions of ethical principles?

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

FALSE

Accepted Answers:

FALSE

 

Values-based leadership is a leadership style that builds itself on the values of both the leader and their team.

 TRUE

 FALSE

Yes, the answer is correct.

 

Feedback:

TRUE

Accepted Answers:

TRUE

 

Corporate governance is concerned with the formation of ……………term objective.

 Very short

 Short

 Medium

 long

Yes, the answer is correct.

 

Feedback:

Corporate governance is concerned with the formation of long term objective.

Accepted Answers:

long

 

Corporate governance is a …………… approach.

 Top down

 Bottom up

 Hybrid

 Scientific

Yes, the answer is correct.

 

Feedback:

Corporate governance is atop-down approach.

Accepted Answers:

Scientific

 

There are usually …………… key participants in corporate governance.

 3

 4

 5

 8

Yes, the answer is correct.

 

Feedback:

3

Accepted Answers:

3

  

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